$23,628.00

Thats the magic number. Of my Consumer and Medical Debt. I have the car note, too, but im not including that. I really need to make a huge dent in this debt. I'm so sick and tired of it lingering on my credit report.Im really needing to get my score higher and have a better credit report.

So what is my plan?

1. Pay off Smaller debts first
2. Then start making monthly small payments on the rest of them.
3. Stick to my budget
4. Keep adding funds to my emergency fund to get to $1000.00.